Coordinated Account and Income Management

Portfolio Advantage and Income Advantage enable advisors to provide up to 33% better after-tax returns and retirement income to investors, according to comparisons conducted by Ernst & Young LLP. An independent study by Morningstar found capabilities like LifeYield's can help generate more than 100 basis points per year in additional incremental returns.

Most investors own multiple accounts - brokerage, IRAs, 401(k)s - and have multiple income sources - Social Security, pension, annuities. They also own multiple products - stocks, bonds, mutual funds, ETFs, managed money. The challenge is that all these different products, accounts and income sources have different tax treatments.

Most investors are unaware that the biggest single investor expense over a lifetime is taxes - bigger than housing, healthcare, education, and food expenses ... combined. And, they don't realize taxes can be significantly reduced.

Portfolio Advantage and Income Advantage can lower this largest of expenses during accumulation and throughout retirement. Whenever a client needs to invest or withdraw cash or rebalance a portfolio, LifeYield looks across the multiple accounts in a household and suggests the tax-smart way to avoid paying any unnecessary taxes and achieve optimal results - all while maintaining the desired asset allocation.

LifeYield's brochures, customized client reports and mobile applications provide advisors with easily understandable tools to show investors the benefits of consolidating assets with the advisor using Portfolio Advantage and Income Advantage.

When done manually, this process is time-intensive and complicated typically only available to ultra-high net worth clients. With Portfolio Advantage and Income Advantage, advisors can deliver this premium service to all clients efficiently and profitably.

Helping investors achieve optimal outcomes from the multiple accounts and products they own is a critical next step in the services advisors and firms provide to their clients. LifeYield's technology makes that next step possible, practical and profitable today.

Find out more about how advisors are using LifeYield to build their business by delivering better results to investors.

LifeYield Highlights

  • Works with any financial product
  • Enables coordinated management of multiple taxable and tax-advantaged accounts belonging to one or more people in a household
  • Used by some of the world's largest financial institutions
  • Integrates with any custodian, accounting system, planning software, trading system, and financial software platform
  • Accessed by LifeYield's graphical user interface or via web services with direct integration with an existing platform
  • White labeled to match the look and feel of the advisor firm
  • Accessed by the Web and delivered as a managed service from data centers that are SAS70 Type II certified
  • Desktop and mobile device compatible

LifeYield's Tax-Smart Software

It's not what you earn, but what you keep

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What People Are Saying

"LifeYield provides a quantum leap in the world of retirement income planning. Most advisors are not yet aware that they need LifeYield, but they should be because this is where the ball is going."

Robert S. Keebler, CPA, MST, AEP (Distinguished), Partner, Keebler & Associates, LLP

News & Events

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LifeYield Advantage Suite Surpasses 75,000 Advisor and Investor Users
February 06, 2017 | More »

Turning Lemons into Lemonade: DOL Requirements Create Win-Win
October 13, 2016 | More »

LifeYield Announces Enhancements to Social Security Advantage
October 11, 2016 | More »