Help Clients Increase Retirement Income
Offer clients an effective and differentiating strategy for intelligent withdrawals from accumulated assets. Only LifeYield Income Advantage strategically identifies the best location and sequence from which to sell assets to minimize taxes and maximize income. With this unique, tax-sensitive approach, you provide significant value, helping your clients make the most out of their retirement income in a whole new way.
 

Provide Customizable Solutions
No two clients are alike, so there is no one formula applicable to all. Each client has his or her own circumstances and goals, income needs and investment portfolio. With LifeYield Income Advantage, you can control variables unique to every client, such as age, tax status and adherence to the target portfolio asset allocation, and you are better equipped to provide customized withdrawal recommendations.

 
When clients need to generate income from accumulated assets in multiple accounts and products, such as in retirement, they rely on their advisors to help determine the best withdrawal strategy
With LifeYield Income Advantage, you recommend tax-minimization strategies that leave clients more for retirement.
By linking a client’s asset allocation to a tax-smart withdrawal strategy, you are better equipped to make recommendations for generating income in the optimal way to minimize taxes.
    
    
When a client needs to withdraw cash from his or her accumulated assets, LifeYield Income Advantage looks across a household’s multiple accounts and products to identify the most advantageous location and sequence from which to sell assets to minimize taxes.

Help Maximize Your Clients’ Retirement Income
    
    
MORE MONEY OVER TIME
By consistently recommending a tax-sensitive withdrawal strategy, time and again, you help clients generate more income and extend the life of their assets in retirement.
LifeYield Income Advantage allows you to control for the variables that impact withdrawal decisions, such as a client’s age, tax status, accounts to withdraw from and drift from the original portfolio asset allocation.
You provide a benefit and grow relationships
Clients have more income to enjoy in retirement
Clients keep more for a greater inheritance for heirs
Improve Efficiency

Work that could take hours to do manually can be accomplished in just seconds, and very precisely, with software that integrates with existing planning tools. LifeYield Income Advantage bridges the gap between the financial plan you developed and its implementation. It serves as the link between a client’s asset allocation, optimal account location, and a tax-smart withdrawal strategy. And the value of LifeYield Income Advantage repeats every time a client needs to withdraw funds.

Strengthen Relationships

Demonstrate a tangible benefit that continues throughout retirement, increase retention of existing clients, and generate more referrals. It’s a win-win situation, as clients have more to spend in retirement and accumulate a greater legacy for their heirs.

LifeYield also offers LifeYield Portfolio Advantage to help you enhance clients’ after-tax investment returns and LifeYield Social Security Advantage to help clients get the most out of their benefits.
LifeYield helps you generate leads

We support your account acquisition efforts with valuable lead generation tools. Investors answer a few simple questions, discover how they may benefit, and are directed to your advisors for a plan to get more out of their assets.
Find Out More

Stand out in a fast-changing marketplace by helping your clients make more and keep more. Contact Us to learn how.